Moore Mortgage Solutions

    In the first two parts of this series, I talked about setting up emergency funds and reviewing your homeowners’ policy.

    In this last part, I would like to talk to about protecting our personal and private documents.

    Losing a home to a fire or flood can only be termed as overwhelming. The amount of trauma and stress that would occur has to be enormous. And I, for one, I can’t imagine losing my own home.

    But for me, what would be even most-trying and very time-consuming would be to replace all of our important documents. And even if they are in a safe or a safety deposit box, that is not always the safest place. In a fire or in a flash flood, you may only have seconds to grab items and a bank can be ripped from its foundation by a tornado.

    I offer that maybe we should be scanning our important documents such as our driver’s licenses, our birth certificates, marriage licenses, wills, power of attorney, medical directives, and even our passports and uploading onto a secured storage website as an alternative and additional method to safe guard those important papers.

    While uploading your documents - don’t forget your personal photographs, your photographs of your most precious items, and just as important---your medical records.

    This secured website should have two servers in two different parts of the country. This insures that if one part of the country has a disaster, your documents will still be safe.

    Also someone in your family besides yourself should have knowledge on how to get into this site. And that person should be from out of the area. This will allow you to have that person access those documents if you can’t do so yourself or if something should happen to you.

    I do hope none of us will be personally confronted with any type of disaster. But by reviewing yearly,--- your emergency money funds, your homeowners’ insurance policy and uploading your documents onto a secure storage website, we can lessen the traumatic upheaval that would occur in our lives.

    The Marine Corp has a saying that involves 7 Ps—prior proper planning prevents piss poor performance. I’d like to change that a bit to say…prior proper planning prevents precarious problematic predicaments.

    This ends this three part series. In the meantime, if you wish to talk to me about how to set up these funds through the equity of your home, how better to protect your home, and how to protect your important documents, please feel free to call or email me.

    Until then, make every day an inspired day!

Betsy Moore

206-331-2749

betsy@mooremortgagesolutions.com