Today’s financial credit market has been a series of ups and downs. Interest rates go up and down on the various economic reports. Some weeks, numerous reports are released, other weeks not as much and some are more important than others. These all affect the interest rates you pay on your mortgage in one way or another.

The Ready, Set, Go Program offers you the peace of mind of having someone else watch the market for you while at the same time, help you set your financial credit goals.

No longer do you have to wonder if and when you should refinance your home mortgage or buy a home? Or wondered if you should roll all of your debts into your home’s equity? Or feel you should refinance only to be told that the interest rates went back up or your credit scores are causing you to receive a higher interest rate.

Ready, Set, Go provides you someone who is in your corner, who understands what your goals are and at the same time is watching the interest rates for you.

This is the same program that I automatically implement for all my clients and now wish to offer to you.

Here is how it works:

Ready: This is the planning process of the program. Together, we review your overall debt and financial goals. To achieve this, we pull your credit report, review your credit scores and your interest rates on all of your debt including credit cards and/or car payments to insure that you are saving money on your overall interest rates. We call this your “blended interest rate.” This is also the time we estimate what the value of your home is and its equity position.

Set: This is the goal setting process of the program. Together, we set goals as to what you want to achieve. Is it improving cash flow, saving for a vacation, or your child’s college education? And from there, we decide if and/or when would be a good time to refinance your mortgage. Once you decide on your goals, I watch the market for you looking for your interest rate. During this time, I will call every month to check in with you to discuss if there are any changes you have made in your overall goals.

Go: This is the last part of the process. Since I have been watching the market for you on interest rates, you will be able to take advantage of your targeted interest rate. At this point, we start the refinance process of your home mortgage(s).

Ready, Set, Go allows you to have someone working in your corner similar to your financial planner, your insurance agent, or your CPA. You can be Ready, Set, Go to take advantage of the market instead of reacting blindly to it.

Please feel free to call me with your questions and how we can get started on your goals right away.

Two Options:

Home Purchase for home buyers

Mortgage Watch for homeowners who want to refinance